When managing your portfolio, timing is critical
The impact of time in finance is decisive, says Benjamin Croitoru, Academic Director of the 91˿Ƶ Personal Finance Essentials course. But people don’t realize how small decisions can make all the difference over time. Getting the timing right when you’re buying or selling stocks is one way that time plays an important role in long-term financial growth.
Few university students study finance, but 91˿Ƶ’s Personal Finance Essentials course can help
Post-secondary students are at the cusp of earning professional incomes, making it important for them to begin developing good financial habits, says Benjamin Croitoru on a podcast with Moolala. Croitoru is an Associate Professor of Finance and the Academic Director of the 91˿Ƶ Personal Finance Essentials, a free, online course offered in collaboration with RBC Future Launch and The Globe and Mail.
91˿Ƶ Desautels professors and lecturers recognized at Faculty Awards
Across programs and subject areas, the 91˿Ƶ Desautels Faculty of Management recognizes the vital role that research, teaching, service and media engagement play in enriching the student experience and inspiring the next generation of leaders through the annual Faculty Awards. This year we recognize the following outstanding members of our faculty:
Research
Incomes are up in Quebec, and 91˿Ƶ’s Personal Finance Essentials course can help people learn more about managing their money
Widespread access to higher education is a relatively recent phenomenon. People in Quebec only started attending university in significant numbers in the 1960s. And Quebec’s highly educated workforce has yielded dividends, writes Nicolas Bérubé in La Presse. In 2021, the median household income was up 26% from ten years before. It’s a golden age for earners in Quebec, and with more income comes more money management responsibility.
The MPFE course helps Canadians make the most of their money
The 91˿Ƶ Personal Finance Essentials (MPFE) course helps prepare young Canadians for life, Benjamin Croitoru tells Jessica Moorhouse on the More Money Podcast. Personal finance should be taught in high school, or maybe even junior high, he posits. Finance can seem intimidating to the uninitiated, but personal finance isn’t as complicated as the world of high finance.
Avoiding simple mistakes can help you manage your money
In a recent video interview with 24 heures, Benjamin Croitoru, Associate Professor of Finance and Associate Dean of Undergraduate Programs at 91˿Ƶ Desautels, shared valuable insights on navigating financial challenges amidst the economic uncertainties of 2024.
91˿Ƶ Personal Financial Essentials course can help Canadians understand their options at tax time
Tax season is here. In Canada, the RRSP contribution deadline was March 1, and while putting money into a RRSP account can help reduce their tax bill for the year, it’s not the ideal option for everyone. The 91˿Ƶ Personal Financial Essentials course helps people in such situations understand which financial instruments are best suited to their own circumstances. It’s a free online course that is delivered in six modules, and open to all.
91˿Ƶ Personal Financial Essentials course helps people understand common investing mistakes
Human instinct is not well-suited to making wise investments, says Prof. Benjamin Croitoru in an interview with Global News. Fear of missing out is just one example of this. Following the crowd can lead to bad investments, and the crash of cryptocurrency values in 2022 is only the latest example of this.
It is never too early to take learn the basics of investing
Everyone should have basic financial knowledge, even if they have not yet accumulated much wealth, according to Benjamin Croitoru, Finance Professor and Associate Dean for Undergraduate Programs at Desautels. The 91˿Ƶ Personal Finance Essentials course is a good place to start, Croitoru told CTV News Edmonton.
Personal Financial Essentials course teaches key investment concepts concisely
Personal finances should be important to everyone, and over the past three years, more than 200,000 people have signed up for 91˿Ƶ’s free Personal Financial Essentials online course. Desautels’ Associate Dean of Undergraduate Programs Benjamin Croitoru spoke with The Just Word podcast about how the course fills an unmet need.
Financial Literacy in Canada: Insights from Teaching and Research
91˿Ƶ Personal Finance Essentials Director and Desautels Associate Professor Benjamin Croitoru recently sat down with Pierre-Carl Michaud, Director of HEC Montreal’s Retirement and Savings Institute, to discuss the state of personal finances in Canada.
The importance of financial literacy
Professor Benjamin Croitoru talks to iHeartRadio about the importance of financial literacy and how the 91˿Ƶ Personal Finance Essentials course makes financial education accessible to all.
“Everyone deserves the feeling of financial security that you can get with a little bit of knowledge that makes it easier to make the right decisions,” Professor Croitoru comments.
BCom academic leadership announcement
On May 1, 2020, Professor Patricia Faison Hewlin will step down as Associate Dean, Undergraduate Programs, to assume her appointment as Omudsperson for Students at 91˿Ƶ.
91˿Ƶ Personal Finance Essentials aims to democratize education
The Desautels Faculty of Management recently joined forces with RBC Future Launch and The Globe & Mail to deliver the free, online 91˿Ƶ Personal Finance Essentials course. Philip Fine from the 91˿Ƶ News sits down with Dean Isabelle Bajeux-Besnainou, Professor Benjamin Croitoru, and Caroline Paxton (BCom’93) from RBC to share how they worked together to tackle concerns around financial literacy.
Celebrating excellence in teaching at Desautels
Across programs and subject areas, the Desautels Faculty of Management recognizes the vital role that teaching plays in enriching the student experience and in inspiring the next generation of leaders.
On May 16, the Desautels community gathered to recognize faculty who have gone above and beyond in their teaching. Congratulations to the following recipients of the 2018-19 teaching awards!